SECURITY

Kerala State Financial Enterprises Limited

Regional Office Malappuram

® IT Team, Malappuram                                          ☏ : 9495090051,9446005114,9447790046

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DOCUMENTS INVOLVED WHILE ACCEPTING THE SECURITY IN OUR SCHEMES

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Property Security Personal Surety Deposits Gold Security Other Securities Delegation Power Chitty Payment Personal Loan Chitty Loan Passbook Loan FD Loan Housing Loan Gold Loan SSA CSDT KSFE FD-Self KSFE FD-Others STD Bank FD LIC Policy Bank Guarantee Chitty Pass Book Nat. Savings Cert. Kisan Vikas Patra Prop File Order LIC Assignment Branch Locator EMI Calculator Helpline No.s Revenue Recovery Salary Recovery Inland Letters Agent & DC Med Reimbursement Safe Deposit Locker Income Tax

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Propery Security Sl No Ref. No Details 1 Prop. I Application for acceptance of immovable property 2 Prop. II Affidavit by mortgagor to the company 3 Prop. III Invitation letter to the mortgagor 4 Prop. IV Memorandum of deposits of title deeds (Mortgage Register) 5 Prop. V Admission of mortgage by mortgagors 6 Prop. VI Request by the mortgagor for acknowledgement of receipts of documents 7 Prop. VII Signed acknowledgement by branch manager 8 Prop. VIII Agreement 9 LOC Letter of continuity for additional charges, if any Click on the Ref. No. to download

Personal Surety Sl No Ref. No Details 1 434 Application for acceptance of personal security by an unemployed person (Chitty Only) 2 433 Employment Certificate – Application for acceptance of personal security by an employed person 3 449 Salary deduction undertaking (for self surety) 4 437 Letter of confirmation 5 2515 Agreement (Chitty Only) 6 2519 Chitty Security bond (Chitty Only) 8 Declaration Declaration by employee in ownhandwriting as per Circular 20/2018 9 Teach Bank Teachers Bank-Protection Certificate Click on the Ref. No. to download

Passbook of Non Prized Chitties Sl No Ref. No Details 1 PB I Request by the subscriber 2 PB II Authorization letter by the Pass Book Holder 3 PB III Information letter to the passbook holder 4 PB IV Authorization letter to manager to hold passbook 5 PB V Agreement Click on the Ref. No. to download

Other Bank Fixed Deposits Sl No Ref. No Details 1 FD I Request letter to accept FD as security 2 FD II The letter to the head of the institution where the deposit is made, requesting to note lien on deposit in favour of KSFE 3 FD IV Applicant's letter to the concerned officer to authorize him to make payment of deposit to KSFE 4 FD V Application for premature closure of deposit to the officer concerned and give a complete discharge to the financial institution. 5 FD VI Agreement Click on the Ref. No. to download

National Savings Certificate & Kisan Vikas Patra Sl No Ref. No Details 1 Same as FD Use forms prescribed by Post Office Click on the Ref. No. to download

LIC Policy Sl No Ref. No Details 1 INS 1 Request for assignment to insurance company by the policy holder 2 INS 2 Letter of assignment by the applicant 3 INS 3 Letter of assignment registration by KSFE 4 INS 4 Letter on communication notices to policy holder 5 INS 5 Indenture / Agreement 6 Questionnaire Policy details Click on the Ref. No. to download

Fixed Deposit of KSFE (Self) Sl No Ref. No Details 1 138 FD Application (For new FD) 2 FD IB Authorization for premature closure of deposit to the Manager 3 FD VI Agreement Click on the Ref. No. to download

Fixed Deposit of KSFE (OTHERS) Sl No Ref. No Details 1 FD 1A Request by the subscriber 2 FD IIA Authorization for premature closure of deposit to the Manager Click on the Ref. No. to download

Ornamental Security (GOLD) Sl No Ref. No Details 1 GS 1 Application 2 GS 2 Agreement 3 GS 3 List of ornaments signed by the applicant Click on the Ref. No. to download

Chitty Security Deposit in Trust (CSDT) Sl No Ref. No Details 1 CSDT I CSDT Application 2 CSDT II CSDT Agreement Click on the Ref. No. to download

Bank Guarantee Sl No Ref. No Details 1 BG I Request for acceptance of bank guarantee 2 BG II Guarantee executed by the Bank Manager ( In stamp paper worth Rs.200/-) 3 Agreement Click on the Ref. No. to download

Sugama Security Account (SSA) Sl No Ref. No Details 1 Sugama Passbook 2 FD I Request letter to accept FD as security 3 FD IV Applicant's letter to the concerned officer to authorize him to make payment of deposit to KSFE 4 V Application for premature closure of deposit to the officer concerned and give a complete discharge to the financial institution. 5 FD VI Agreement Click on the Ref. No. to download

Short Term Deposits Sl No Ref. No Details 1 139 STD Application 2 FD IB Authorization for premature closure of deposit to the Manager 3 FD VI Agreement Click on the Ref. No. to download

KPL Forms & Agreement as per security Application Form (Ref.No.4901) Covering Abstract(Ref.No.4902) Scrutiny Note (Ref.No.4903) KPL Agreement on stamp paper worth Rs.200/- (Ref.No.4904) Stamped Promisory Note(Ref.No.CVL-10) Stamped Voucher Customer Profile(Ref.No.341) KYC Chitty Loan Forms & Agreement as per security Application Form(Ref.No.8501) Scrutiny Note(Ref.No.8503) Chitty Loan Agreement on stamp paper worth Rs.200/-(Ref.No.4504) Stamped Promisory Note(Ref.No.CVL-10) Stamped Voucher Customer Profile(Ref.No.341) KYC Passbook Loan Application Undertaking Signed Chitty Passbook Stamped Promisory Note(Ref.No.CVL-10) Stamped Voucher KYC         FD Loan Application FD Receipt Stamped Promisory Note Stamped Voucher KYC Housing Loan Forms and Agreements for Property Security Application Form(Ref.No.4601) Scrutiny Note(Ref.No.4607) KHL Agreement on Stamp paper worth Rs.200/-(Ref.No.4603) Receipt for Payment(Ref.No.KHL.XI) Covering Abstract(Ref.No.4602) Authorisation(Ref.No.4605) *Purchase Only Undertaking(Ref.No.4604) *Purchase Only Certificate(Ref.No.4606) *Purchase Only Gold Loan Application(Ref.No.4301) Gold Deposit Receipt Stamped Voucher

Order of Property File Sl No Sub No Details I a Covering Letter II a Scrutiny Note, Legal Report (Advocate), Valuation Report III a Application, Customer Profile, Income proff, Copy of ID cards (Loans) b Prop. I c Prop. II (Affidavit) IV a Land Tax Receipt b Building Tax Receipt c Possession & Enjoyment Certficate d Location Sketch & Certificate e Encumbrance Certificate in chronological order V a Prime Document b Prior Documents c Death Certificates(if any), Family Membership Certificates(if any), Other documents(if any-Release deed etc.)

Chitty Payment Sl No Ref. No Details 1 Forms Forms and Agreements as per Security 2 2516 Receipt for Payment 3 Voucher Payment Voucher Application for NPDSC/RSC 4 RSC Application for Removed Subscriber's Contribution 5 Signed Chitty Passbook Application for APSTC 6 APSTC Application for Amount Payable to Subscriber in Terminated Chitty 7 Signed Chitty Passbook Click on the Ref. No. to download

Revenue Recovery Sl No Ref. No Details 1 134 Requisition for recovery 2 4001 RR Annexure I 3 4002 RR Annexure II 4 Ann. III RR Annexure III 5 Ann. IV RR Annexure IV 6 Ann. V RR Annexure V 7 Ann. VI RR Annexure VI 8 4007 RR Annexure VII 9 151 RR Demand Notice 10 129 RR Legal Notice Subscriber 11 130 RR Legal Notice Subscriber 12 127 RR Legal Notice Subscriber 13 128 RR Legal Notice Surety 14 152 RR Recovery Notice 15 640E RR Sale Notice 16 640M RR Sale Notice Click on the Ref. No. to download

Salary Recovery Sl No Ref. No Details 1 444 Salary Recovery Notice 2 446 Salary Recovery 3 445 Salary Recovery 4 450 Salary Recovery 5 442 Stop Salary Recovery Click on the Ref. No. to download

Inland Letters Sl No Ref. No Details 1 4506 Chitty Loan Default Letter 2 443 Default Letter 2 English 3 6011 Default Notice 4 4309 Gold Loan Auction Intimation 5 4308 Gold Loan Default Letter 2 6 4310 Gold Loan Default Letter 7 443A Non Prized Default Letter 8 432 Prized Intimation Letter 9 451 Removal Notice 10 107 Removed Subscriber Intimation 11 166 RSC Intimation Click on the Ref. No. to download

Forms-Agent & Door Collection Sl No Ref. No Details 1 180 Agent Application 2 DC 7 Door Collection Agreement 3 1007 Door Collection Agreement 4 1001 Door Collection Concent 5 DC-6 Door Collection Default Click on the Ref. No. to download

Medical Reimbursement Forms Sl No Ref. No Details 1 List List of Approved Hospitals 2 MBR I Employee Declaration 3 MBR II Application for Medical Reimbursement 4 MBR III Essentiality Certificate 5 MBR IV Declaration & Certificate Click on the Ref. No. to download

Safe Deposit Locker Sl No Ref. No Details 1 SDL 1 Application 2 SDL 15 Nomination Form 3 SDL 4 Safe Deposit Locker Agreement Click on the Ref. No. to download

Income Tax Sl No Ref. No Details 1 15 G Form No 15 G 2 15 H Form No 15 H Click on the Ref. No. to download

Power Deligations

Office/Schemes	KPL	KCL	KHL	CVL	GOLD
Branch Office	5 Lakhs	10 Lakhs	15 Lakhs	3 Lakhs	10 Lakhs*
Regional Office	5 - 10 Lakhs	10 - 20 Lkhs	15 - 30 Lakhs	3 - 7.5 Lakhs	10 - 25 Lakhs
DGM(B&O) & GM(B)	10 - 15 Lakhs	20 - 50 Lakhs	30 - 50 Lakhs	7.5 - 20 Lakhs	-
GM(B),GM(F)& MD Committee	15 - 20 Lakhs	50 - 75 Lakhs	50 - 75 Lakhs	20 - 25 Lakhs	-
Board on Committee	20 - 25 Lakhs	75 Lakhs - 1 Crore	75 Lakhs - 1 Crore	25 - 30 Lakhs	-

*Assistant Manager upto 5 Lakhs (Single Appraising), Manager Upto 10 Lakhs (Double Appraising)

Chitty Securities	Property	Personal
Branch Office	15 Lakhs	10 Lakhs
Regional Office(S.Manager/C.Manager)	15 - 50 Lakhs	-
Assistant General Manager	50 Lakhs - 3 Crores	10 - 15 Lakhs

Personal Security-Loan	KPL	KCL	CVL
Branch Office	5 Lakhs	5 Lakhs	3 Lakhs
Assistant General Manager	-	5 - 7.5 Lakhs	3 - 5 Lakhs

Sl No Ref. No Details 1 Prop. I Application for acceptance of immovable property 2 Prop. II Affidavit by mortgagor to the company 3 Prop. III Invitation letter to the mortgagor 4 Prop. IV Memorandum of deposits of title deeds (Mortgage Register) 5 Prop. V Admission of mortgage by mortgagors 6 Prop. VI Request by the mortgagor for acknowledgement of receipts of documents 7 Prop. VII Signed acknowledgement by branch manager 8 Prop. VIII Agreement 9 LOC Letter of continuity for additional charges, if any

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